For the stuffing - mix together all the ingredients (except saffron) and keep aside.
Drain the sabudana completely and mash them slightly. Mash the paneer too. In a pan stir together all the ingredients (except milk) for 2 minutes.
Now add the milk and continue to stir continuously till it leaves the sides of the pan and comes together. Switch off the flame and allow it to cool down a bit.
Now take a modak mould and fill it with the sabudana-paneer mix. Make a cavity in the centre and fill it up with some of the stuffing.
Make similar modak with the sabudana-paneer dough and the stuffing. Garnish with some saffron and tutti frutti and enjoy.....